Think, Plan, Do, Achieve

4 easy steps to success

 

Think


Who do you want to be?

What does your future look, feel & sound like?

Create a picture of what you want through stories, drawings or photographs.
The future is yours. All you have to do is create it.

Plan


How do you get there from here?

Find out where you are now then plot a route to where you want to be.
Once you’re on the path, every action moves you closer to your outcome.

Act


To achieve your goal, you have to act.  Implement your plan today.  Be accountable for your behavior. Stay on the path, don’t make excuses and don’t get distracted.

Achieve


If you have a compelling vision, create a plan and take action on that plan every day; you will succeed.

What are you waiting for?

 

6 Reasons You’re Still Poor

 

 

Why aren’t you rich? Probably because you fall into one or all of these categories:

You don’t have an education

To succeed in America, you must have a high school diploma and either a college degree or trade skills. You don’t have to spend have a lot of money on your education, you just have to know enough to get a job. Spending too much on your degree defeats the purpose of your schooling. Go to school to get a job.

You don’t have a job

Get a job. Any job. Worry about the salary later.

Work hard. Learn stuff.  Solve problems. You’ll soon be rewarded with opportunities to earn more money.

You’re single

2 incomes are better than 1.

A few caveats: 1) Don’t go into debt getting married; 2) You and your spouse must each have an income; 3) Don’t marry someone with debt. Single with no debt is better than married with debt and a spouse who doesn’t work.

You have kids (and aren’t married)

Single-parent households are more likely than 2-parent households to live in poverty. Same goes for the children when they reach adulthood. Ladies, here’s the easiest way to create wealth: keep your legs together until you’re married to someone with a job, have a job yourself, and are debt-free.

You have an addiction

Alcohol, drugs (legal or otherwise), gambling, smoking or shopping. I’m sure I missed one or two. Rule of thumb: If it costs money, makes you unemployable, damages your health or otherwise interferes in your ability to control the first 4 items on this list, stop doing it.

You love to play the victim

You can never catch a break. You blame others for your problems. You expect society to take care of you and yours. Until you change your mindset, you’ll never be successful, wealthy or happy.

Adam Carolla profanely and succinctly cuts to the chase:

Pull out, get a fucking job  and stop counting on the government. We’re Americans. We don’t hope for shit, we do shit.

Walter Williams sums it up a little more genteelly:

Avoiding long-term poverty is not rocket science. First, graduate from high school. Second, get married before you have children, and stay married. Third, work at any kind of job, even one that starts out paying the minimum wage. And, finally, avoid engaging in criminal behavior.

Now you know the secret to getting rich.  It’s time to take control and build your perfect life.

Victim or Victor?

When you subscribe to the belief that everything is out of your control, you give up your power.  To create the life of your dreams, you don’t have to be smarter, better connected nor luckier than anyone else. You’ve only got to be willing to take control of your life. Start now by doing these things:

“The best way to predict the future is to create it.”  Peter Drucker

What do you want your life to look, smell, taste and feel like?  There’s a reason why all my articles about success start with a vision.  It’s the foundation for everything. Until you’re completely engaged, excited and immersed in your future vision, you’re just going through the motions. Every thing and everyone will be able to make you react instead of act.  It’s when you react to people and situations that bad things happen. Or, you’ll be so busy dealing with everything coming at you that you can’t act on opportunity. If you don’t know what the outcome looks like, you can’t make the best choices on how to get there.

Write out a plan

Success is where preparation and opportunity meet.”  Bobby Unser

With your vision firmly in mind, it’s time to write down exactly how you’re going to make it a reality. I’m not going to lie, it’ll be hard work. Most people you think of as lucky are just way more prepared than you are.  What will you do every hour, every day, every year to make your vision real? Your plan is part inspiration, perspiration and aspiration. Reach high, work hard, believe in your future. Ready to get to work?

Live with integrity

Borrow trouble for yourself, if that’s your nature, but don’t lend it to your neighbours.” Rudyard Kipling

If your plan is the map, your values determine which road you’ll take.  We all have friends who say one thing and do the opposite.  We call them hypocrites. They’re also unhappy. Be honest about what’s important to you and then hold yourself and everyone in your life to the highest standards. Don’t allow anyone in your life who’s not going to live by the same standards you set for yourself. When you loosen this rule, you end up hanging out with people who will distract you from your journey. If misery loves company, happiness demands a certain level of solitude.

Live below your means

Net worth has nothing to do with your annual income. It’s all about how you handle your cash flow. Every month cash comes in and it goes back out. Where is your cash going? Are you spending your cash on stuff or assets? Even worse, are you using credit cards to purchase that stuff? Here’s one easy way to spend less money: don’t smoke, drink, gamble or do illegal drugs. All of these addictions cost lots of money.

Stay out of debt 

“I can get no remedy against this consumption of the purse: borrowing only lingers and lingers it out, but the disease is incurable.”  William Shakespeare

Do whatever it takes to get and stay out of debt. If you don’t have debt, it’s a lot easier to live below your means. When you’re debt-free, you have more options, more freedom, more happiness.

Work your plan everyday

Are you ready to work hard everyday to make your perfect future a reality?  Do something everyday that will move you toward your outcome. Don’t get sidetracked by the frivolous, futile, or feel-good for now. Sacrifice today for tomorrow.

Invest in yourself and your future

What do you need to know, do or be to reach your goal?  Go to school, find a mentor, take an apprenticeship to get the knowledge you need.  Practice these skills every day until you become unconsciously competent. Delay the gratification that comes from spending money you don’t have on trinkets, alcohol and frivolity. Spend your time planning, learning and practicing.

Create a network

We all want to do business with someone we know, trust and who gives us business in return. This is the premise of all networking.  When you meet someone new, ask yourself: “How can I be of unique service?” and  ”Who do I know who can be of benefit to this person?”  You’ll need to know your market, your product, and how to communicate its benefits concisely. This should not be a sales pitch; it should be a natural extension of your introduction. Linking your connections to others maximizes your exposure and brings additional value to your inner circle.

Be thankful 

Take a moment every day to give thanks for all that you have,  Don’t think you have much?  Concentrate on all the people who have even less than you.

Follow these steps and people will call you lucky.

Negotiating: It’s Not Just For Men

Do you hate to ask for what you want (or think you deserve)? You’re not alone.  Linda C. Babcock, professor of economics at Carnegie Mellon and author of Women Don’t Ask, looked at the ways men and women negotiate. She got the idea when her female doctoral students complained that they weren’t offered teaching assistant positions, despite never asking for them:

“The dean said each of the guys had come to him and said, ‘I want to teach a course,’ and none of the women had done that,” (Babcock) said. “The female students had expected someone to send around an e-mail saying, ‘Who wants to teach?’ “

Need more proof? Read this anonymous post from a manager for a multinational tech company:

“…a woman will enter the salary negotiation phase and I’ll tell them a number will be sent to them in a couple days. Usually we start around $45k for an entry level position. 50% to 60% of the women I interview simply take this offer. It’s insane, I already know I can get authorization for more if you simply refuse. Inversely, almost 90% of the men I interview immediately ask for more upon getting the offer.

The next major mistake happens with how they ask for more. In general, the women I have negotiated with will say 45k is not enough and they need more, but not give a number. I will then usually give a nominal bump to 48k or 50k. Company policy won’t let me bump more than 5k over the initial offer unless they specifically request more. On the other hand, men more frequently will come back with a number along the lines of 65k to 75k, and I will be forced to negotiate down from there. After this phase, almost all women will take the offer or move on to somewhere else, not knowing they could have gotten more if they asked.

At the end, most of the women I hire make between 45k and 50k, whereas the men make between 60k and 70k. Even more crazy, they ask for raises far less often, so the disparity only grows.”

The First Rule of Negotiation: Ask for What You Want

Whether it’s a salary, a promotion, a specific behavior, or getting the best deal when buying a car, you have to know the outcome you want and what you’re willing to do to get it.

Babcock conducted experiments to figure out why women wouldn’t ask for what they wanted.  She claims that her results show that men don’t want to work with women who ask for what they want.  Babcock also quotes the absurd trope that women make 23% less then men, so I’m disinclined to take her word*. It’s more likely that the men weren’t turned off by women asking for what they wanted, but by the way those women did so:

The Second Rule of Negotiation: Keep Your Emotions in Check

Be willing to walk away from any deal.  As women, we often show our emotion by talking loudly or shrilly. We talk too much. Or worst of all, we cry. To control your emotions, detach yourself from the outcome.  Pretend you’re negotiating for someone else. It’s easier to be tough on someone else’s behalf.

The Third Rule of Negotiation: Give to Get

Find out what the other party wants, then figure out how to give it to them. Juliet Nierenberg, author of Women and the Art of Negotiation explains:

One of the most overlooked features of negotiating successfully is trying to figure everything from the other point of view. We’re so stuck in our own point of view that we don’t stop to consider, how will they look at all of this? What possible things are going on in their minds?

Looking at the transaction from the other party’s viewpoint gives you valuable information about when to compromise, when to hold your position, and when to walk away.

The Fourth Rule of Negotiation: Be Prepared

She who has the most information wins. Do your homework. Know more than your opposition, but don’t use the information to prove how smart you are: use it to make your case. Being prepared will also calm your nerves.

Being prepared doesn’t mean you should do all the talking.

The Fifth Rule of Negotiation: Stop Talking

State your case concisely. Provide the relevant facts to back up your argument. Then, shut up.

One of 2 things will happen. The other person will jump right in with a response, or the silence will deafen you.  Either way, keep quiet until the other person asks you a direct question.

You can learn and eventually perfect negotiation. Just like driving a car or tying your shoes.  Start by using the 5 rules in low-risk situations. Evaluate your performance and outcomes. As you practice, you’ll improve.

*The article quoting Babcock linked above even debunks that statistic: “That figure does not take differing professions and educational levels into account, but when those and other factors are controlled for, women who work full time and have never taken time off to have children earn about 11% less than men with equivalent education and experience.”

Planning for Your Future

“Let your advance worrying become advance thinking and planning”

Winston Churchill

 

Are you spending your time worrying about your future, or planning it? It’s time to plan and execute your perfect life.

Start by deciding what you want to do, be or have in the next 1, 3 or 5 years. Prioritize these goals based on your level of excitement and the amount of support you’ll need to achieve each goal.

Evaluate how realistic your goals are by answering these 5 questions:

1) What skills, knowledge and level of commitment do I need to have to reach my goals?
2) What am I willing to do (or unwilling to do) to reach my goals?
3) Who can help me reach my goals?
4) What makes me different?
5) Where do my skills and passion intersect?

Now visualize yourself attaining your goal.  Spend 15 minutes, twice a day, imagining what your life will be like once you’ve achieved your vision.

I’ve created a trove of resources on planning and goal setting. Use this business plan to craft your vision, mission, long- and short-term goals. Too long? Here’s a 1-page version.

Need help getting organized? Try one or all of these:

Goal Tracker
Client Info. Form
Daily Planner
Priority/Accountability Checklist

These 2 sites let you track and share your goals:

DestinyGoals.com
JoesGoals.com

Here’s a low-tech take on time management:

JeffreyJDavis.com

If your performance depends on someone else, this site lets you nag them into action:

MonkeyOn.com

Setting the goal is just the beginning.  You have to measure your results, evaluate your progress and adjust your expectations accordingly.Real estate is a numbers game. Not only do you need to know how your clients find you, you need to know how many calls you have to make to get a listing appointment.  (And how many presentations you have to make to get a signed listing contract.) This form tracks all of that.

Too complicated?  This one tracks pure production.

Can’t decide on a goal? Check out Tim Ferriss’s radical take on living your perfect life:

FourHourWorkWeek.com

Plan and execute your perfect life. Because if you don’t have a plan for yourself, you’ll be part of someone else’s.