Think, Plan, Do, Achieve

4 easy steps to success



Who do you want to be?

What does your future look, feel & sound like?

Create a picture of what you want through stories, drawings or photographs.
The future is yours. All you have to do is create it.


How do you get there from here?

Find out where you are now then plot a route to where you want to be.
Once you’re on the path, every action moves you closer to your outcome.


To achieve your goal, you have to act.  Implement your plan today.  Be accountable for your behavior. Stay on the path, don’t make excuses and don’t get distracted.


If you have a compelling vision, create a plan and take action on that plan every day; you will succeed.

What are you waiting for?


6 Reasons You’re Still Poor



Why aren’t you rich? Probably because you fall into one or all of these categories:

You don’t have an education

To succeed in America, you must have a high school diploma and either a college degree or trade skills. You don’t have to spend have a lot of money on your education, you just have to know enough to get a job. Spending too much on your degree defeats the purpose of your schooling. Go to school to get a job.

You don’t have a job

Get a job. Any job. Worry about the salary later.

Work hard. Learn stuff.  Solve problems. You’ll soon be rewarded with opportunities to earn more money.

You’re single

2 incomes are better than 1.

A few caveats: 1) Don’t go into debt getting married; 2) You and your spouse must each have an income; 3) Don’t marry someone with debt. Single with no debt is better than married with debt and a spouse who doesn’t work.

You have kids (and aren’t married)

Single-parent households are more likely than 2-parent households to live in poverty. Same goes for the children when they reach adulthood. Ladies, here’s the easiest way to create wealth: keep your legs together until you’re married to someone with a job, have a job yourself, and are debt-free.

You have an addiction

Alcohol, drugs (legal or otherwise), gambling, smoking or shopping. I’m sure I missed one or two. Rule of thumb: If it costs money, makes you unemployable, damages your health or otherwise interferes in your ability to control the first 4 items on this list, stop doing it.

You love to play the victim

You can never catch a break. You blame others for your problems. You expect society to take care of you and yours. Until you change your mindset, you’ll never be successful, wealthy or happy.

Adam Carolla profanely and succinctly cuts to the chase:

Pull out, get a fucking job  and stop counting on the government. We’re Americans. We don’t hope for shit, we do shit.

Walter Williams sums it up a little more genteelly:

Avoiding long-term poverty is not rocket science. First, graduate from high school. Second, get married before you have children, and stay married. Third, work at any kind of job, even one that starts out paying the minimum wage. And, finally, avoid engaging in criminal behavior.

Now you know the secret to getting rich.  It’s time to take control and build your perfect life.

Victim or Victor?

When you subscribe to the belief that everything is out of your control, you give up your power.  To create the life of your dreams, you don’t have to be smarter, better connected nor luckier than anyone else. You’ve only got to be willing to take control of your life. Start now by doing these things:

“The best way to predict the future is to create it.”  Peter Drucker

What do you want your life to look, smell, taste and feel like?  There’s a reason why all my articles about success start with a vision.  It’s the foundation for everything. Until you’re completely engaged, excited and immersed in your future vision, you’re just going through the motions. Every thing and everyone will be able to make you react instead of act.  It’s when you react to people and situations that bad things happen. Or, you’ll be so busy dealing with everything coming at you that you can’t act on opportunity. If you don’t know what the outcome looks like, you can’t make the best choices on how to get there.

Write out a plan

Success is where preparation and opportunity meet.”  Bobby Unser

With your vision firmly in mind, it’s time to write down exactly how you’re going to make it a reality. I’m not going to lie, it’ll be hard work. Most people you think of as lucky are just way more prepared than you are.  What will you do every hour, every day, every year to make your vision real? Your plan is part inspiration, perspiration and aspiration. Reach high, work hard, believe in your future. Ready to get to work?

Live with integrity

Borrow trouble for yourself, if that’s your nature, but don’t lend it to your neighbours.” Rudyard Kipling

If your plan is the map, your values determine which road you’ll take.  We all have friends who say one thing and do the opposite.  We call them hypocrites. They’re also unhappy. Be honest about what’s important to you and then hold yourself and everyone in your life to the highest standards. Don’t allow anyone in your life who’s not going to live by the same standards you set for yourself. When you loosen this rule, you end up hanging out with people who will distract you from your journey. If misery loves company, happiness demands a certain level of solitude.

Live below your means

Net worth has nothing to do with your annual income. It’s all about how you handle your cash flow. Every month cash comes in and it goes back out. Where is your cash going? Are you spending your cash on stuff or assets? Even worse, are you using credit cards to purchase that stuff? Here’s one easy way to spend less money: don’t smoke, drink, gamble or do illegal drugs. All of these addictions cost lots of money.

Stay out of debt 

“I can get no remedy against this consumption of the purse: borrowing only lingers and lingers it out, but the disease is incurable.”  William Shakespeare

Do whatever it takes to get and stay out of debt. If you don’t have debt, it’s a lot easier to live below your means. When you’re debt-free, you have more options, more freedom, more happiness.

Work your plan everyday

Are you ready to work hard everyday to make your perfect future a reality?  Do something everyday that will move you toward your outcome. Don’t get sidetracked by the frivolous, futile, or feel-good for now. Sacrifice today for tomorrow.

Invest in yourself and your future

What do you need to know, do or be to reach your goal?  Go to school, find a mentor, take an apprenticeship to get the knowledge you need.  Practice these skills every day until you become unconsciously competent. Delay the gratification that comes from spending money you don’t have on trinkets, alcohol and frivolity. Spend your time planning, learning and practicing.

Create a network

We all want to do business with someone we know, trust and who gives us business in return. This is the premise of all networking.  When you meet someone new, ask yourself: “How can I be of unique service?” and  “Who do I know who can be of benefit to this person?”  You’ll need to know your market, your product, and how to communicate its benefits concisely. This should not be a sales pitch; it should be a natural extension of your introduction. Linking your connections to others maximizes your exposure and brings additional value to your inner circle.

Be thankful 

Take a moment every day to give thanks for all that you have,  Don’t think you have much?  Concentrate on all the people who have even less than you.

Follow these steps and people will call you lucky.